When booking a reservation with us at Prudential Colorado Properties, you are given the option of purchasing “travelers insurance” for an extra fee. We offer a product thru an independent company called Travelguard. They are the largest travelers insurance company in the country. Basically it works like this. If you choose to purchase the fake watches insurance (and it is totally optional), the cost is 7% of your entire reservation. So, if your reservation and tax totals $1,000 than the cost of the insurance is an extra $70. The insurance must be purchased by the time your final payment is due. If the insurance is purchased within 21 days of your initital reservation than Travelguard will waive any pre-exisitng conditions.
There are various components of what is included in the travelers insurance. The most important and most frequently used is the trip cancellation and interruption. This covers the cost of your trip if you must cancel or interrupt your trip for reasons such as sickness, injury or death to you, your traveling companion, a family member, service animal or business partner. It also covers inclement weather, military duty, employer terminations, layoffs or job transfers, involved in or delayed in a traffic accident.
Other parts of the insurance coverage include:
$600 trip delay: Reimburses up to $200 a day for reasonable expenses.
Reimburses you if your
baggage is lost, stolen or dama.ed on your trip.
$1,000 baggage delay: Reimburses (up to $200 a day) for purchasing essential items when bags are delayed more than 12 hours.
$25,000 Medical Expense: Covers emergency medical expenses incurred while traveling, includes emergency dental treatment.
$500,000 Emergency evacuation: Covers evacuation and transportation to the nearest adequete medical facility when required by and attending physician.
$100,000 accidental death and dismemberment: Covers for loss of life or limb within 180 days of an accident on your trip.
$25,000 car rental collission coverage: Covers damage due to collission, vandalism, theft, windstorm, fire, hail or flood.
If indeed you have to turn in a claim to the insurance company, we put you in touch directly with Travelguard. They will process your claim quickly and professionally. We have found them to be excellent to work with and very efficient in processing claims.
Again, the travelers insurance program is completely optional. We do strongly recommend, that all guests purchase the insurance. One never knows what can come up in their life that might prevent or delay a trip. Please ask us if you have any further questions or would like to see a sample policy. The items listed about should not be considered a sample policy as terms and conditions can change.